Dont Spend Your Raise, by one of Americas leading advocates for personal finance education, offers young people in college or just starting out in the real world practical, doable "money rules" to help them handle their money more wisely and dramatically increase their personal wealth. It does not contain lengthy, complicated charts and equations for financial analysis and planning. | 36 uJ cn 1 is . H ID in gm - DON T SPEND YOUR RAISE F WL __UH Extraordinary Praise for Dara Duguay and Don t Spend Your Raise If you quickly scan the chapter titles you ll discover that you re doing the exact opposite of what Dara Duguay recommends in this book which is exactly why you need to read it. If you adopt Duguay s commonsense ideas you ll live a happier richer life. Ric Edelman author of the 1 New York Times bestseller Ordinary People Extraordinary Wealth I cannot think of an easier and better way to educate young people financially than to read and discuss with them a money rule a day for two months. Don t Spend Your Raise is a uniquely valuable guide to financial well-being. Stephen Brobeck Executive Director Consumer Federation of America The author s conversational narrative style peppered with real-life anecdotes makes this an easy yet informative read. You can pick and choose from the situations that sound familiar and learn from them. Reading and heeding the advice in this book is a great way to avoid making future money mistakes without feeling judged. M. Kathryn Kelly Assistant Director American Bankers Association Education Foundation As the NASDAQ Educational Foundation strives to promote education about financial markets the free enterprise system and smart investing it helps to find young consumers who already have a good understanding and appreciation of basic personal finance. Dara Duguay s frank and sensible new book goes a long way toward laying this foundation of financial knowledge. Through examples and anecdotes to which young people will surely relate she offers advice and warnings that will resonate with anyone who has ever saved spent borrowed or invested. Laura Levine Director NASDAQ Education Foundation This page intentionally left .
