Vương quốc Anh được hợp pháp đóng cửa, cũng thường được giữ như ngày lễ. Ngày lễ Ngân hàng ở Anh, xứ Wales, Bắc Ireland và quần đảo Channel là: Ngày đầu năm mới, Thứ Sáu Tuần Thánh, lễ Phục sinh thứ hai, đầu tháng Holiday (Thứ Hai tháng năm đầu tiên), Spring Holiday (cuối tháng / đầu tháng sáu). | B DICTIONARY OF TRAVEL TOURISM AND HOSPITALITY bank guarantee A guarantee by a bank that it will pay in the event of default so that no enquiries regarding the solvency of an individual need be made. Bank Holidays Days on which banks in the UK are legally closed also usually kept as public holidays. Bank Holidays in England Wales Northern Ireland and the Channel Islands are New Year s Day Good Friday Easter Monday Early May Holiday first Monday in May Spring Holiday late May early June Late Summer Holiday last Monday in August Christmas Day Boxing Day. In Scotland the public holidays fall on the same days as in England except that 2 January is substituted for Easter Monday and August Bank Holiday is taken on the first Monday instead of the Late Summer Holiday. In Northern Ireland 17 March St Patrick s Day and in the Channel Islands 9 May Liberation Day are also public holidays. bank selling rate The rate of exchange at which a bank will sell a foreign currency or traveller s cheques traveler s checks . See also bank buying rate. Bank Settlement Plan BSP A system of settlement of travel agency accounts with airlines based on uniform documentation for all airlines in which payments are made through a bank and not directly to carriers. Under the system agents report airline sales and their bank accounts are debited with the amounts owed. bar code Universal Product Code UPC system of printed lines on a product which gives a price when read by a computer. bareboat charter An arrangement whereby a yacht or another vessel is hired without a crew or supplies for a specified period. Evidence of competence is usually required by the charterer and seashore facilities are usually available to provide fuel and other supplies. This is a highly developed approach in principal sailing areas such as the Caribbean and is also common in Queensland Australia it is to be distinguished from crewed charter and provisioned charter. See also flotilla cruising. barge A wide flat-bottomed .