predictably irrational the hidden forces that shape our decisions phần 6

California-cuộn nhiều gia vị và cho các món salad tại Cafe Intermezzo. Roy đã gặp gỡ với trợ lý nghiên cứu sinh viên của chúng tôi, Mike, tại quán cà phê-Berkeley Strada hiên theo phong cách bình lược cho một suy nghĩ rất nhiều trí tuệ, bao gồm cả ý tưởng cho các tion Solu định lý cuối cùng của Fermat. | the problem of procrastination and self-control thousands by now devoted to the same kind o debt blogging from Poorer than You and We re in Debt to Make Love Not Debt and Tricia s Web page . Leland noted Consumers are asking others to help themselves develop self-control because so many companies are not showing any restraint. 6 Blogging about overspending is important and useful but as we saw in the last chapter on emotions what we truly need is a method to curb our consumption at the moment of temptation rather than a way to complain about it after the fact. What could we do Could we create something that replicated the conditions of Gaurav s class with some freedom of choice but built-in boundaries as well I began to imagine a credit card of a different kind a self-control credit card that would let people restrict their own spending behavior. The users could decide in advance how much money they wanted to spend in each category in every store and in every time frame. For instance users could limit their spending on coffee to 20 every week and their spending on clothing to 600 every six months. Cardholders could fix their limit for groceries at 200 a week and their entertainment spending at 60 a month and not allow any spending on candy between two and five PM. what would happen if they surpassed the limit The cardholders would select their penalties. For instance they could make the card get rejected or they could tax themselves and transfer the tax to Habitat for Humanity a friend or long-term savings. This system could also implement the ice glass method as a cooling-off period for large items and it could even automatically trigger an e-mail to your spouse your mother or a friend 123 predictably irrational Dear Sumi This e-mail is to draw your attention to the fact that your husband Dan Ariely who is generally an upright citizen has exceeded his spending limit on chocolate of 50 per .

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