Các cơ quan quản lý và tiêu chuẩn xác định tiếp theo là ba luential inf nhất trong không gian dự án giải pháp: Electronics Industries Alliance (EIA). Tổ chức Tiêu chuẩn hoá Quốc tế (ISO). Hoa Kỳ Bộ Quốc phòng (DoD). Đánh giá tác động môi trường là một hiệp hội đại diện cho ngành công nghiệp chính điện tử cộng đồng Hoa Kỳ | GMAB Example 105 TABLE Fund cash flows under example scenario assuming contract is in force. t - 1 y t Ft-1 Mt-1 It Ft G G - Ft 0-1 80 0 1-2 80 0 2-3 80 0 3-4 80 0 4-5 80 0 5-6 80 0 6-7 80 0 7-8 80 0 8-9 80 0 9-10 80 0 10-11 . 80 0 23-24 80 0 24-25 0 25-26 26-27 27-28 . 141-142 142-143 143-144 144-145 145-146 . 0 263-264 0 In Table we show the fund at the start of the month before management charges are deducted Ft-1- the income from the risk premium Mt-1 the interest rate earned on the fund in the tth month It and the end-year fund Ft after deducting management charges and adding the year s interest. All these figures are calculated assuming that the contract is still in force. In this table F0- starts at 100 at time t 0. The total management charge deducted at the start of the year is of which M0 is received as risk-premium income to offset the guarantee cost. The net fund after expenses is which earns a return of I1 - percent leading to an end-year fund of F1 . This is still greater than the current guarantee of 80 so there is no guarantee liability for death benefits in the first month. 106 MODELING THE GUARANTEE LIABILITY All through the first two years the fund exceeds the guarantee at the end of each month. At the end of the 24th
