Chúng tôi không cần phải lo lắng về nó nữa. Sai, tất nhiên. Không có loại A hoặc B quá trình ERP sẽ duy trì Đầu tư. Kho bạc hóa đơn mua hàng, đầu tư đồng đô la, mua thương phiếu, Repos, ngân hàng, chấp nhận, và các loại tương tự • Các dịch vụ khác. | Estimated Funding vs. Prefunding 100 000 saved for 1 day 50 000 saved for 4 days incl. weekend 5 000 saved for 5 days incl. weekend TOTAL 100 000 200 000 25 000 325 000 X 4 365 week or 1 850 year Controlled Disbursements Funding vs. Prefunding 100 000 saved for 1 day 73 000 saved for 4 days incl. weekend 22 000 saved for 5 days incl. weekend 4 000 saved for 6 days incl. weekend TOTAL 100 000 292 000 110 000 24 000 526 000 X 4 365 week or 3 000 year Exhibit Cash Disbursements Systems continued Cash Disbursements n Ữ1 66 Managing Cash Flow Receipts and Disbursements Bank Accounts A key factor in determining what kind of disbursements system to establish for the company is to understand the amount of its disbursements and the balances it needs to service transactions to cover transaction costs and to meet compensating balance requirements. This will allow the company to calculate any excess balances it is able to generate and the amount of earnings potential they represent. This information will enable the cash manager to make intelligent estimates of the advantages and disadvantages of available systems. Some of the types of bank accounts available include the following Demand deposit accounts. These accounts are the basic no frills checking accounts that have been the staple of bank business for many years. A number of years ago banks began paying interest on these checking accounts in certain instances. However according to federal regulations banks may not pay interest on corporate business checking accounts. Imprest accounts. These are accounts with fixed usually small balances that are reimbursed as checks are drawn against them. For example payroll accounts small vendor payment accounts travel expense reimbursement accounts and the like are appropriate. Zero balance accounts. These accounts are zeroed out usually daily by transferring any remaining balances to a concentration account or by transferring from a concentration account sufficient .
