Musharakah mô hình hoặc chỉ đơn giản là mô hình Mudarabah. Từng bước, dòng chảy quá trình của mô hình Mudarabah là như sau: Các ngân hàng sẽ tạo ra một hồ bơi đầu tư có loại dựa trên kỳ hạn tiền gửi khác nhau. Chúng tôi cho rằng | 352 Understanding Islamic Finance his effort or time spent. Therefore Ju alah is not affected by the uncertainty with respect to the subject matter or the work to be done. This is why it is suitable for activities for which Ijarah is not. It is not a condition of Ju alah that the worker be specified and it is sufficient that an offer is issued to the general public in response to which any person can undertake the work himself or with the help of others. However if any worker is specified then he himself will have to undertake the work or he can involve others with the express consent of the offeror. Ju alah is similar to agency in which seeking help from others is valid. Ju alah per se is not a binding contract. Parties in a Ju alah contract are entitled to terminate the contract unilaterally. However when the worker commences the work it becomes binding and if the offeror revokes in between he will have to give a reasonable wage to the worker. The basis for the entitlement of the worker to receive reasonable wages when the contract is revoked after commencement of work is that the work done by the worker is legally valid and loss is not to be caused to him. When the parties undertake not to terminate the contract within a specified period they must observe such an undertaking. If the worker himself revokes the contract after commencing the work he has no claim against the offeror unless they had agreed to the contrary. The worker is considered a trustee as to the property of the offeror in his possession. As such he is not liable for any loss except in the case of negligence misconduct or violation of the stipulated conditions. Subject Matter of Ju alah and Reward The subject matter of Ju alah is the work required to be done and the compensation agreed for the work. As Ju alah is a contract of exchange it is necessary to indicate a task and the reward. The task should not be a legal or an employment obligation upon the worker and must involve some effort.
