và giữ thẻ thời gian. Khách hàng của tôi đã sử dụng trẻ em của họ như là quản trị web. Thông thường trẻ em có các kỹ năng tốt hoặc tốt hơn hơn so với các chuyên gia máy tính nhiều người phí rất nhiều tiền cho các dịch vụ tương tự. Tại sao không phải trả con của bạn, khấu trừ tiền thanh toán, | 180 LOOPHOLES OF THE RICH Depreciation The biggest tax benefit of all is depreciation. The theory of depreciation is that your real or personal property gradually degrades in time. In the case of personal property such as vehicles this theory is very true. Anyone who has ever purchased a car and immediately seen the value decrease can attest to the validity of depreciation for personal property. But real property is another story. Does it really go down in value In some areas yes but generally over time real property appreciates. It goes up in value. This is an example of a loophole that Congress has provided for real estate investors. Even though we know property if bought right and maintained to its fullest potential will go up dramatically in value Congress lets you take a deduction for a reduction in value. The IRS provides tables to calculate how much the depreciation will be for your property. With the right structure and strategy this phantom loss can be used to dramatically decrease your taxes. Classes of Property First you will need to determine the class of the property involved with your investment. Class is a term used by the IRS to determine the depreciable life of certain assets. This is a very critical procedure that unfortunately most investors and their accountants don t do correctly. Here are the steps 1. Break out the value of the land separate from the structure. Tip Many times the value of a bare lot in the area plus the cost of the construction do not equal the total purchase price. One technique the professionals use is to compare the assessor s statement of value for the land and building with the purchase price. Use the ratio that the assessor used for land versus building times the total purchase price for your property to determine the ratio between land and building value. Land is not depreciable. 2. Break out the value of personal property items within your building. The best way to do this is to have an appraiser help you with the .