Đây là một trong những thẻ có giá trị nhất để kẻ trộm và nên được tắt ngay lập tức. Khi bạn nhận được nhà (hoặc quay trở lại khách sạn của bạn, nếu bạn đang đi du lịch), bạn có thể làm việc hủy bỏ phần còn lại. Nó có thể giúp định kỳ sản phẩm nào ví của bạn vào | Chapter 9 Emergency Fixing Your Credit Score Fast 153 Even if you ve had problems with an account it might still be having a positive influence on your credit score. If it s one of your older accounts it could be helping to make your credit history look nice and long remember older is better when it comes to credit scoring. If it s a revolving account the credit limit is factored into your overall debt utilization ratio. if you close the account you could make your existing balances look larger while making your credit history look younger than it is. From the Library of Melissa Wong This page intentionally left blank From the Library of Melissa Wong 10 Insurance and Your Credit Score Tawny had been a loyal Allstate customer for 15 years. The Texas woman had paid her premiums on time and had never gotten a ticket had an accident or filed a claim. Then her auto insurance premium tripled I went through a devastating divorce where I lost my home and credit said Tawny who became a single mother with three small children. About a year later I got a notice from Allstate that my auto insurance rate was increasing. I wasn t too worried until I got my first bill. I went from paying 396 every six months to 1 200. Kyra in Bridgeport Connecticut never had trouble with her auto insurer. But when she tried applying for a renter s insurance policy with MetLife she was denied Although I have some previous credit problems I would have never guessed in a million years that I would be denied a 200-per-year renter s 155 From the Library of Melissa .
