Many important private market reforms have already gone into effect, providing new rights and benefits to consumers to put them in charge of their own health care. The Affordable Care Act’s Patient’s Bill of Rights allows young adults to stay on their parents’ plans until age 26 and ensures that consumers receive the care they need when they get sick and need it most by prohibiting rescissions and lifetime dollar limits on care. The Patient’s Bill of Rights also guarantees independent reviews of coverage disputes. Temporary programs, like the Pre-Existing Condition Insurance Plan program, support affordable coverage for individuals.
