This paper aims to assess the performance of China’s banks by their geographical distribution of loans and deposits, with the application of Generalized Estimating Equation (GEE) method’s multiple linear regression. We chose one of the four largest banks, Agriculture Bank of China, with data from 1990 to 2008 as the sample bank. We identified that branches’ performances in the Yangtze River Delta ranked first and were followed by the Pearl River Delta. Different than that of the previous literature, the results further indicate that branches in economically well-developed regions were not necessarily better-performed. The empirical evidence also implies that distance impacts performances between branches and their headquarters. | The regional performances of agricultural bank of China applying gee method multiple linear regression
