Research objectives and missions: Systematize and clarify basic theoretical issues concerning social housing, financial solutions for social housing development, factors affecting the use of financial solutions for social housing development. Studying the experiences of countries around the world related to the use of financial solutions to develop social housing and drawing lessons for Vietnam and Hanoi. | i MINISTRY OF EDUCATION AND TRAINING THE MINISTRY OF FINANCE ACADEMY OF FINANCE VU THI LAN NHUNG FINANCIAL SOLUTIONS FOR SOCIAL HOUSING DEVELOPMENT IN HANOI Major Banking Finance Code DOCTORAL THESIS SUMMARY HA NOI-2021 ii This thesis has been finished at Academy of Finance Supervisor 1 Dr. Nguyen Minh Hoang Supervisor 2 Associate Professor. Dr. Ngo Tri Long Reviewer 1 . Reviewer 2 . Reviewer 3 . The thesis will be defended at the dissertation grading council at the Academy level meeting at the Academy of Finance At .date month .year 2021 Thesis can be found at the National Library and the Library of the Academy of Finance 1 INTRODUCTION 1. Rationale of the research topic Housing is considered as one of the essential needs of all people an important factor contributing to improving people s living standards stabilizing society and considerably contributing to the construction and development of the country. In recent years due to the rapid urbanization rate from in 1999 to 41 in 2009 and in 2019 socio-economic development the formation of new concentrated industrial zones along with the increasingly strong migration wave to big cities the demand for housing of people in Hanoi capital is increasing day by day. On the other hand the self- accumulated income of the people in general especially the young employees is still very low thus they are not able to solve the housing needs by themselves. Currently a large number of people are facing many difficulties in their ability to access housing especially the poor low-income people in urban areas and workers in industrial zones. According to statistics from the Ministry of Construction about 1 3 of residents in big cities such as Hanoi and Ho Chi Minh City has housing difficulties of which 90 of people aged 18-35 have no house. In fact people with social housing needs are mostly vulnerable disadvantaged ones with low or moderate income. They wish to have an accommodation to live in but as a result .
