Money - The 8 habits of winning investors 8. Cuốn sách này giúp các bạn tham khảo và học hỏi được những kỹ năng kinh doanh hiệu quả với 8 thói quen để làm nên những chiến thắng của những nhà đầu tư, làm sao để đầu tư đúng thời điểm, đúng chỗ và đúng cách nhằm đem lại lợi nhuận cao nhất trong kinh doanh. | Value Added continued bathroom means pouring a foundation and constructing a roof bringing the cost to a minimum of 200 a square foot according to appraiser Bredemeyer. But if you can add the bathroom without putting on an addition you can cut that cost to as little as 100 a square foot. If you avoid building new walls by using a spare room walk-in closet or under-the-staircasc niche you could save another 3 000 to 5 XX . And try to stay close to existing plumbing lines. Otherwise running four-inch drainpipe through floors and walls can easily increase your budget by 4 XX to 5 000. Don t Go Overboard The biggest factor in your bathroom s price tag of course will be die materials and fixtures you choose. You can get a perfectly good faucet for 100. or you can install a 3 000showpiece simple porcelain tile that s 5 a square foot or translucent glass tile at 25 a tub-and-showcr combo 1 000 to 3 000 ora separate soaking tub and a walk-in shower 2 000 to 5 000 . Suit your own tastes but also remember that when you sell not every buyer will be enamored of an effervescent air-jet tub. And once again let neighborhood standards be your guide so you don t overshoot what buyerswill be willing to pay someday. Then again i f you re going to be enjoying the bathroom for many years before you scl 1. don t hold back. sa s Bredemeyer. Do what will make you happy. Question of the Month I m buying a house but I don t have enough money to put down 20 . Should I pay for private mortgage insurance or take out a second mortgage for the down payment Answer A few years ago your decision would have been easy. The low rates and big tax benefits of piggyback loans second mortgages to finance a down payment often made them a cheaper alternative to private mortgage Insurance. But now PMl is making a comeback. The playing field between the piggyback loan and mortgage Insurance has leveled considerably. says Keith Gumblnger vice president of HSH Associates a mortgageinformation publisher. Why .
