Among unbanked households, slightly more than half have never had a bank account. Relatively high propor- tions of Hispanic ( percent) and foreign-born non- citizen households ( percent) have never had an account. The most common reasons why households report they do not have bank accounts are that they feel they do not have enough money for an account, or they do not need or want one. Households that have previously had an account are less likely to report that they do not need or want an account relative to those that have never had one. Certain segments of the unbanked population.
