Đang chuẩn bị liên kết để tải về tài liệu:
Destroying Insurance Markets

Không đóng trình duyệt đến khi xuất hiện nút TẢI XUỐNG Tải xuống

Some analysts have wondered why uninsured people would purchase health insurance as the result of a mandate (Cassidy, 2010; Kling, 2010). After all, for many people the penalty would cost less (at least in the very short-term) than a policy. Health insurance mandates differ from some other requirements, such as the requirement to pay taxes: In exchange for compliance, enrollees individually receive a tangible good—health insurance—that they value. Health economics provides a framework for considering how changes in the price of health insurance affect coverage.7 People compare the price of health insurance with their perception of its value. Those who are.