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BLOWING THE WHISTLE TIME’S UP FOR FINANCIAL SECRECY: A Christian Aid report

The shift of retirement funding from professionally managed DB plans to personal savings vehicles implies that investors need to make their own decisions about how to allocate retirement savings and what products should be used to generate income in retirement. This shift naturally creates a huge demand for professional investment advice throughout the investor’s life cycle (in both the accumulation stage and the retirement stage). This financial advice must obviously focus on more than simply traditional security selection. Financial advisers will have to familiarize themselves with lon- gevity insurance products and other instruments that provide lifetime income