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A study of information and communication technology (ICT) adoption by SHG’s in banking activities - Dharwad district

This article aims to understand the role of technology that can be introduced by banks to ease the lives of many members of the SHG’s in their banking activities. UTAUT Model developed by Venkatesh et.al (2003) has been considered and used to ascertain the users acceptance and adoption of technology in the region of study. | A study of information and communication technology ICT adoption by SHG s in banking activities - Dharwad district International Journal of Management IJM Volume 7 Issue 6 September October 2016 pp.145 155 Article ID IJM_07_06_016 Available online at http www.iaeme.com ijm issues.asp JType IJM amp VType 7 amp IType 6 Journal Impact Factor 2016 8.1920 Calculated by GISI www.jifactor.com ISSN Print 0976-6502 and ISSN Online 0976-6510 IAEME Publication A STUDY OF INFORMATION AND COMMUNICATION TECHNOLOGY ICT ADOPTION BY SHG S IN BANKING ACTIVITIES - DHARWAD DISTRICT Dr. Vinod N Sambrani Associate Professor Kousali Institute of Management Studies Karnatak University Dharwad India. ABSTRACT We all understand that technology has been playing a major part in our daily lives. And ICT has established a vast platform for drastic development. Information exchange and information update is the need of the hour. People need up-to-date information either for themselves or for their organization and this need can only be meet with utilizing ICT platform. On the other hand SHG s have been playing a significant role in micro-finance especially in rural areas empowering the rural women resulting in better livelihood and lifestyle where most of the people are illiterates or are with just primary education. These SHG s are linked with many banking institution for all their savings. This article aims to understand the role of technology that can be introduced by banks to ease the lives of many members of the SHG s in their banking activities. UTAUT Model developed by Venkatesh et.al 2003 has been considered and used to ascertain the users acceptance and adoption of technology in the region of study. Key words Information and Communication Technology UTAUT Model Self Help groups Technology Adoption Technology Acceptance Rural Banking Micro-financial Institutions. Cite this Article Dr. Vinod N Sambrani A Study of Information and Communication Technology ICT Adoption by SHG s in Banking