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The heart of fintech revolution-block chain perspectives and implications

Fintech is an acronym which stands for the coming together of the world’s largest force multipliers, finance and technology together to change the way people transact forever. It signifies not only the coming together of these two behemoths but also coming of age of the fourth industrial revolution, the term coined by Klaus Schwab, the founder and executive chairman of the World Economic Forum. | The heart of fintech revolution-block chain perspectives and implications International Journal of Management IJM Volume 7 Issue 7 November December 2016 pp.344 351 Article ID IJM_07_07_038 Available online at http www.iaeme.com ijm issues.asp JType IJM amp VType 7 amp IType 7 Journal Impact Factor 2016 8.1920 Calculated by GISI www.jifactor.com ISSN Print 0976-6502 and ISSN Online 0976-6510 IAEME Publication THE HEART OF FINTECH REVOLUTION-BLOCK CHAIN PERSPECTIVES AND IMPLICATIONS Mansi Kapoor Symbiosis Centre for Management Studies Symbiosis International University SIU Viman Nagar Pune-14 Maharashtra India ABSTRACT Fintech is an acronym which stands for the coming together of the world s largest force multipliers finance and technology together to change the way people transact forever. It signifies not only the coming together of these two behemoths but also coming of age of the fourth industrial revolution the term coined by Klaus Schwab the founder and executive chairman of the World Economic Forum. This revolution signifies the coming together of man and machine to co inhabit planet earth and will cause a shift not only in how we know homo economicus but will redefine the term humanity as well. Cite this Article Mansi Kapoor The Heart of Fintech Revolution-Block Chain Perspectives and Implications. International Journal of Management 7 7 2016 pp. 334 351. http www.iaeme.com IJM issues.asp JType IJM amp VType 7 amp IType 7 Technical interventions in Finance A Timeline Finance is and will be the core of any economy and will set the trends in how people and businesses transact with one another but so far financial institutions and central banks have been driving the change but now technology has entered the space and has a greater role to play in not only how we transact but with what and with who and how and consequently will alter lives in a very profound way. The role of technology in finance began in the sixties with the invention of semiconductor .