Đang chuẩn bị liên kết để tải về tài liệu:
Rich in America Secrets to Creating and Preserving Wealth PHẦN 4

Đây là trường hợp của cổ phiếu công nghệ, được lựa chọn hàng đầu thông qua năm 1990, kể từ năm 2000, đã thay đổi hoàn toàn. Các cuộc điều tra của chúng tôi cũng cho thấy biến động đáng kể trong thái độ của người trả lời của chúng tôi đối với phân bổ tài sản. Trở lại năm 1993, sau một thời gian trả lại cổ phần mờ nhạt, các nhà đầu tư cảm thấy rằng đầu tư tốt nhấtchính phủ Mỹ. . | Investments 67 making a good salary but he had yet to put any money away. Still as a first-rate lawyer with a good firm he was fairly confident of how his career would progress and how much money he would make. Walter knew himself as well as any client we ve ever had he knew how hard he wanted to work how much money he would need to be happy even how much money he wanted to give to charity. Fifteen years later Walter is pretty much where he thought he would be. Another client Henry came to U.S. Trust in 1998. Like Walter he was confident that he could lay out his financial future. He had made a great deal of money as a venture capitalist and at age 40 was preparing to figure out what to do with his money and his future. But even as we were laying the financial groundwork with him Henry s net worth decreased precipitously. We warned him that his assets were overly tied to one industry technology but he was convinced that he knew better than anyone the strength of the two companies in which he was heavily invested. Perhaps he did understand their technological workings but he failed to see how the market would react during an industry-wide slump. Not long afterward Henry s wife divorced him and gained custody of their two children. Within a relatively short time he changed from being the head of a wealthy family to a single man paying a great deal of alimony and retaining little income and holding a fraction of the assets he had once held. These stories demonstrate that before you can become a good investor you must be able to answer a plethora of questions and then create an appropriate investment plan. What are your objectives For example how long do you want to work Do you want to stay in the same career all your life Where do you want to live Do you want a second home Do you want to marry to have children Remember if your career path changes you will need to alter your plans accordingly. Plans are organic. Few people are like Walter although few people are like .