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dave ramsey financial peace university workbook phần 4

Có vẻ như tất cả mọi thứ là sự thật về kinh doanh không còn giữ. Tại sao? Bởi vì hai chân lý cơ bản của nền kinh tế nối mạng:cơ sở; (2) công ty thành viên / các đối tác kinh doanh (nhà cung cấp, phân phối, và những người cung cấp các chức năng hỗ trợ); và (3) biên đạo múa. Khi xây dựng của cộng đồng, | DISCUSSION QUESTIONS xsaq i uvia 1. What got you started spending on credit 2. Describe what feelings you would have ifyou had no debt. 3. How would your life change if you had no debt Be specific. 4. What would you do with the money that is freed up Answer Key left to right Myth Truth Marketed Shift Helping Destroyed Helping Repay Services Greedy Rich Math Payments How Leasing Expensive Paid-For Used New 60 Tax Debt Math Extra 15-Year Good Foreclose Credit Mortgage Rent Debit Credit Debit Month Month Study Teenager Target Saves Con Little Debt Debt Tool Lender 75 Save Give Borrowing Money Save Prayer Something Job Snowball 144 ACCOUNTABILITY CHECK-UP Dumping Debt I. Be prepared to cut up your credit cards tonight A. You will never remove debt from your life as long as you hold on to any credit cards. B. Make a commitment to never use credit cards again. II. ACCOUNTABILITY APPLICATION REVIEW No beating around the bush. A. If you have 1 000 in an emergency fund and have a debit card which could be used for traveling there is no good reason excuse for keeping a credit card according to the Financial Peace principles. True or False. Why B. Which myth did you buy into before this lesson c. I am honest with myself and my spouse if applicable regarding how I we handle financial affairs. Why is this important D. I fully understand how to put together and work the Debt Snowball. E. I will go home and put together my Debt Snowball this week and start applying it to my financial situation. F. I understand that Debt CONsolidation is in many cases more harmful than helpful. Why is this true G. I will have gazelle intensity and deliver myself and family from the burden and bondage of debt. H. I truly take this program seriously and am applying the principles to my life. I. When you hear the phrase .the borrower is servant to the lender how does it make you feel J. Before going through this program did you realize that the way you handle your money is really a spiritual issue .