When I first started out in the record business, and was struggling to get by, my Aunt Joyce was kind enough to give me a small loan. In my case, as maybe in yours, my aunt had heard through the family grapevine that I needed a loan, and when I came knocking on her front door, she was prepared with her offer. I was incredibly grateful, took it very seriously, and paid her back—with generous interest—as soon as I was able. That loan kept the Virgin Records recording studio afloat. It gave me the time and resources I needed to make my business a success. And many years and.